 Ever
consider what would happen in the event you could no longer take
care of your most basic daily activities? What if you needed
help eating , dressing or bathing yourself?
What is Long Term Care
Insurance?
Long-term care insurance is designed to protect your savings
in the event you need long-term care - - and not just in a
nursing home environment. The policies we offer from the leading
long-term care insurers can cover this care in your own home. It
can even pay your family members who meet certain
qualifications.
Most estimates are that approximately
50% of all Americans who reach age 65 will need some type of
long-term care. Depending upon the type, location and
level of care you need, costs for this care are currently
running $35,000.00 - $60,000.00 a year. How much will it cost
when you need it, and how will you (or your family) pay
for it? Will the money you've saved for retirement be lost in
having to pay for this expense?
Doesn't Medicare &
Medicaid help with this?
While Medicare & Medicare supplements are designed to
help with hospitalization, doctor, surgical, rehabilitation,
outpatient & treatment expenses, they only cover long-term
care at the acute care level requiring nurses, not at the
custodial level.
Medicaid will only help if you
qualify (depending upon your state, this can mean owning less
than $2,000.00 in assets, not including your home & personal
belongings). Also, you may not have much say as to where you
receive your care and by whom.
How can I find out more?
Please Click Here to contact us
to learn more about how Long-Term Care Insurance can help you
plan for your future.
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